Credit Risk Assessment
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AWARE, the Teletrack UK proprietary credit reporting database, provides real-time notification of prior searches, open loans and payment performance. |
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Teletrack UK credit report provides a credit summary, demographic information, previous searches and credit performance data. |
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Access risk assessment tools from Experian, including traditional credit bureau search, credit risk assessment and indebtedness assessment.
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Credit Scoring
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The Teletrack LendOptix score is a credit risk model built using proprietary, payday loan performance data to provide a summary assessment of credit risk specific to payday lending. |
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The Experian Delphi score is a broader sub-prime risk score that indicates the statistical probability of the account falling into arrears in the future using data from the broader credit market.
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Fraud Prevention & Identity Verification
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Date of birth, home phone, cellular phone and e-mail address are included in the Teletrack Credit Report. CoreLogic Teletrack UK also provides any current and former addresses for the applicant found in the database.
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Experian’s Detect performs a check for consistency of application data, verifies these details against Experian’s credit bureau data, and checks with previous applications and sanction databases to produce attributes, an authentication and a fraud score.
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| Bank Account Validation |
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Teletrack UK helps you to confirm the existence of the submitted account and establish a connection between the account and the customer. |
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Bank Wizard Absolute also provides match indicators for the account type, owner type and set-up date.
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| Public Record Data
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Access public record data that can help to enhance your risk assessment and identify other credit associated risk. Obtain address confirmation through the Electoral Roll database. |
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Access County Court Judgments and Scottish Decree information, as well as Bankruptcy and Individual Voluntary Arrangements that may be associated with an applicant.
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| Collections |
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We are focused on non-traditional credit consumers, these consumers are often more mobile than the broader population. Access to the AWARE database provides collection departments, debt buyers and collection agencies with up-to-date information. |
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DebtorTrace, uses sophisticated data matching techniques to identify and compare a debtor’s reported phone and address to the contact information provided by you. When new data is available, Teletrack UK forwards this information to you |
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| FOR MORE INFORMATION PLEASE CALL 0845 0171052 |
